Construction Loans
Buying your next home
1st Homebuyer
Refinancing your existing home loan
Home Loans for the Self Employed
Investors
Construction LoansBuilding a new home is one way to ensure your new home suits your needs both today and into the future. You have the choice from a pre-designed house and land packages available from building companies or you can look to design your own home to your unique taste.
Construction loans are really just a standard home loan where the loan funds are progressively released to the builder as the purchase of your land and construction of your home reaches predetermined stages.
Bluebay Finance can provide finance for construction of your new home both for owner occupation and Investment purposes.
Contact us today on 1300 258 229 or e-mail us on
info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options
Buying your next homeWe have a number of loan products ideally suited to buying your next home with fixed or variable interest rate options acvailable, or a combination of both. Loan terms are available up to 30 years and its your choice as to your repayment frequency, either weekly, fortnightly or monthly to suit your needs.
Additional repayments are accepted on variable rate loans at any time. These additional repayments can be 'redrawn' on the loan if and when required. (some conditions may apply).
Contact us today on 1300 258 229 or e-mail us on
info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options
1st HomebuyerIf you have made the decision to stop renting and get into your own home, Bluebay Finance can help you navigate through the maze of mortgage jargon and find a loan that suits your needs
Whether your decision is to build a new home, purchase an existing home or home unit, buying your first home is a major milestone in your life. We can assist you in whatever your decision is and even help with your application for the Governments First Homeowner Grant Application.
Contact us today on 1300 258 229 or e-mail us on
info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options
Refinancing your existing home loanYou may be looking to refinance your existing home for any number of reasons. You may be considering –
• Borrowing additional funds for Renovations or Investment
• Upgrading to a loan with better features
• Consolidation of other loans and Credit Cards to reduce your monthly total repayment commitment
Bluebay offers loans that can assist in all these cases. Our competitively priced fully featured loans are available to meet all your needs.
Contact us today on 1300 258 229 or e-mail us on info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options.
Home Loans for the Self Employed
We know that running your own business can be stressful enough, that is why Bluebay has a range of options for Self Employed Borrowers looking to purchase their new home or refinance existing debts.
Some of our loans for Self Employed borrowers require little financial paperwork and offer the same features as a standard home loan. Instead of providing tax returns and financial statements, you simply sign an income declaration stating how much you earn.
"Lo-Doc" loans are available both for borrowers with good credit history and for those who may have had an issue in the past. Options are available for borrowers who do not fit within traditional lending requirements who meet current lending policy for this type of loan.
Contact us today on 1300 258 229 or e-mail us on info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options
Investors
Buying or Building an Investment property may allow you to take advantage of the associated tax benefits and introduce a regular steady alternative income stream.
There are several ways to get your foot in the investment property door.
You may be able to use the "equity" in your own home as the deposit for the investment property thereby negating the need for any deposit.
Would you like to get your money working for you?
Contact us today on 1300 258 229 or e-mail us on info@bluebayfinance.com.au and we will arrange for one of our accredited Home Loan Consultants to contact you to discuss your options
